Nov 08
if it is only used by the owner and fenced in will someone insure you?
if so do you know who will?
how much would it cost
Skateboard ramps would be considered personal property & would be covered under most home policies. You may want to try a website that compares multiple companies at once to get you the best price. I am paying less than ½ after I did.
Go to: http://www.insureme.com/landing.aspx?Refby=616162&Type=home
Take care,
Casey
November 8th, 2008 at 1:17 pm
I think this may apply to your question as well ..
I have a large above ground swimming pool (vinyl) in my back yard.. It is considered to be 'uninsurable' because it is not a 'permanent' structure by the definition of the insurance company..
If it was made of a durable material (like cement.. and was surface level) it would be insurable.
If it can be easily assembled and disassembled.. it is not permanent, and therefore uninsurable.
So, without knowing a definite answer to your question, I will say it has more to do with how it the object is constructed rather than what it actually is.
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November 8th, 2008 at 1:30 pm
out of all the years skating i have never heard of anyone getting insurnace on thier back yard ramp and i honestly dont think you will be able to find a place to do this as the risk factors are tooooo high..Are you worried about someone getting hurt on your Ramp ? I have had many mini ramps and building another one right now and what i always do is make up papers for kids to sign if they want to skate the ramp and have thier parents come by and sign them also saying your not at fault if thier kid gets hurt on your ramp and they can not sue you over it and thats all you really half to do…..I had a few people jump my fence and skate my ramp i got home and found a few kids out thier and one was hurt and they tryed to sue and all that crap but i did not give them permision to be on my property as i called the cops and told them and made a report and when i went to court the judge dismised thier case and i won my couter becouse they had no reason for being in my back yard in the first place as i shown him all the slips i had parents sign for thier kids…Another thing is lock your ramp up and chain the flatbottom and both sides of the trany that way they cant skate it unless your thier….I hope this answerd your questions and helped you out in some way…
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November 8th, 2008 at 1:57 pm
Skateboard ramps would be considered personal property & would be covered under most home policies. You may want to try a website that compares multiple companies at once to get you the best price. I am paying less than ½ after I did.
Go to: http://www.insureme.com/landing.aspx?Refby=616162&Type=home
Take care,
Casey
References :